Contractors and Builders Insurance Services – Los Angeles, California

Contractors General Liability Insurance
This liability insurance is a type of commercial insurance designed to protect contractors against liability caused by injury and damages which occur on a construction site.

Tools and Equipment
Hand tools are normally covered on a blanket basis with no list or schedule. No item can exceed $500 in value. Equipment Insurance will protect your larger tools and equipment such as welders, generators, nail guns and other expensive portable equipment.

Builders Risk Insurance (also known as “Course of Construction”)
This insurance is Physical damage insurance for property that is under construction. Lenders require this type of insurance before issuing any finance for construction.

Workers’ Compensation
Contractors are responsible for providing this coverage for employees but may also have the exposure because of subcontractors who have not provided workers’ compensation insurance for their employees. This exposure can be avoided by insisting that subcontractors carry appropriate workers’ compensation insurance.

Business Auto Insurance
Personal auto policies exclude autos used for Commercial and Business purposes and would therefore require coverage on a policy designed for such use. If you use your automobile in business be sure you have the right policy and coverage is not excluded.

Ipex Insurance Services will get you the small business liability coverage you need. We know that each company’s insurance needs are unique to their business. Based on your commercial liability insurance requirements, we will work with you to determine the best kind of general business liability insurance coverage for your business, and we will keep your policy updated as your business grows and your needs change. Call us today at 818.208.3008 for your quote today.