Commercial General Liability Insurance
Commercial General Liability Insurance – Los Angeles, California
What Is Commercial General Liability Insurance?
General Liability insurance is something you and your business cannot go without. As a person running a business, you are completely familiar with the day-to-day uncertainties of small business management.
We know you have invested countless amounts of time and money into your business – but unfortunately, accidents can happen, and they do. A General Liability policy can protect you and your business from the unforeseen. This insurance policy is your first line of defense against the most common claims.
General Liability covers claims of bodily injury, other physical injury, and property damage. It can be offered in a package with your Commercial Property insurance, to protect your business against incidents that may occur on your premises or at other covered locations where you normally conduct business. This policy can help your business continue operating while it faces real or fraudulent claims of certain types of negligence or wrongdoing.

Here are some things that could be covered by General Liability Insurance:
- Bodily Injury – General Liability insurance will defend your business if you are responsible for someone else’s injury, disease, or death. This insurance can pay for expenses such as medical care costs, and court-awarded compensation for injuries or death that result from an accident or occurrence.
- Property Damage – If an accident causes damage or loss to someone else’s property and you are legally responsible, this insurance can protect you by covering repair costs and replacement costs of others’ property.
- Personal & Advertising Injury – this insurance can protect your business in case someone accuses or sues you for defamation, copyright infringement, or using someone else’s marketing ideas without permission.
- Legal Defense Costs –
- General Liability can also cover the legal fees and defense costs associated with lawsuits, even if they are fraudulent.
- Medical Payments – This coverage is available for emergency medical treatment in the event a person is injured at your location or at a location where you were performing work. The coverage will respond regardless of whether or not it is your business’s fault, or whether you are found liable for the injury.
Ipex Insurance Services will get you the small business liability coverage that you need. We know that each company’s insurance needs are unique to their business. Based on your General Liability insurance requirements, we will work with you to determine the best kind of coverage for your business, and we will keep the policy up to date as your business grows and your needs change.